On #MWL, Charles Winfrey, CEO of The Rollover Company, joins me to talk about the post-COVID-19 Environment in the Stock Market and Business. We also talked about his book, "Rollover Mistakes Retirees Make."

We talk about:
- Transforming into an author
- How long it takes to write your first book
- Gaining a new perspective on life and content creation on a daily basis
- How to get great at the Stock Market right now
- The difference between investing and trading

A few insights from Charles on the recent success of the Stock Market:
- We are seeing the affect of $2.5 Trillion pumped into the economy.
- We are also seeing the affect of the expectation of more coming.
- We cannot ignore how many people are still unemployed.
- We cannot ignore how many industries will not be the same.
- We are still in uncertain times.

Where to watch live:
https://youtube.com/marcuswhitneysvideouniverse
https://facebook.com/marcuswhitney
https://linkedin.com/in/marcuswhitney
https://twitter.com/marcuswhitney

Listen to "Marcus Whitney LIVE Ep. 15 - Charles Winfrey" on Spreaker.

Get The Full Episode Transcription

MW
00:48
what's up Monday
00:51
welcome back another episode of Marcus
00:52
Whitney live happy to be back here with
00:55
you all I got a good friend of mine who
00:57
I've been bugging since since I decided
00:59
I was gonna start this thing... I've been
01:01
saying man I got to have you on the show
01:03
there's so much going on in in the in
01:06
the world of the stock market the
01:07
finance world is just is just kind of
01:09
crazy I know the private the private
01:12
equity markets pretty well, but the
01:14
public markets are not my specialty and
01:15
I'm really happy to have my good friend
01:18
Charles Winfrey the CEO of the rollover
01:21
company... author a radio show host here to
01:24
to talk us all through what is happening
01:27
out there in the world right now of the
01:30
public market... so my man Charles how are
01:32
you brother

CW
and we're doing well man let
01:34
me first of all commend you for the work
01:37
you're doing you know we talked about
01:40
this it's probably been about two years
01:41
ago where you were you were trying to
01:43
get you were giving me I think a preview
01:45
and I don't think any of us realized how
01:49
the timing of this was so necessary but
01:53
then let me commend you from one author
01:55
to another... one congratulations on your
01:58
book man listen for those who are
02:00
watching those who are listening if you
02:01
have not downloaded your free chapter do
02:05
it now I will have to say man you you
02:09
were kind of teasing us a little bit
02:10
because you're so wrapped up in a
02:12
chapter one I'm like okay I'm ready for
02:15
the book how seriously created
02:18
orchestrate for such a time as this...
02:20
man I know the time that goes into it I
02:25
know your heart that you put into it I'm
02:28
working on my third one but it's
02:30
something about that first one that baby
02:31
that's that's that's the one and so man
02:34
I know it's going to do well we're
02:36
already claiming bestseller and
02:39
I'm looking forward to it brother thank
02:41
you thank you so much man that means
02:43
that means the world man and you're
02:45
right man there is something about that
02:46
first one it's crazy it's like I feel
02:48
like the next one is starting to develop
02:49
already yeah I mean yeah you do that and
02:52
it just doesn't feel like it's gonna be
02:53
anywhere near as hard it's the first one
02:55
he's like is the first one you are
02:58
transforming into an author... once you're
03:01
an author you know you're you know
03:03
you're an author that's it right... but but
03:05
that first process of becoming an author
03:07
is it's it's something different

CW
we
03:10
found we found our literature day the
03:12
other day we this is our seventh year
03:15
that the first book was was released Wow
03:17
but it was a 36 48 month process
03:22
okay so started around 2010 to go to
03:26
2013 and then like you said you know you
03:28
it's done... you're like man I still should
03:32
have put this in here and so that's what
03:34
book - you already ready you're like
03:36
okay okay I can do that tomorrow

MW
no
03:38
doubt man no doubt you definitely feel
03:40
this like you know cuz the I mean
03:42
especially right now man we're like
03:43
every day it feels like on a new world
03:45
right you know what I mean and you have
03:46
a new perspective but you know I feel
03:48
like that's what creating the show is
03:50
about that's what having a newsletter is
03:52
for that's what you know these these
03:53
other smaller broadcast
03:56
you know mediums enable you to stay
03:59
current to get those thoughts out to put
04:01
them out in the world to see how people
04:02
are gonna respond I did that this
04:04
morning... you know yeah with regard to the
04:07
health care industry, and we'll see how
04:09
that goes... but man look we we are here to
04:11
to get a download on the stock market...
04:15
now I've been okay I've been keeping my
04:19
distance from it right because once the
04:21
circuit breaker started going off on a
04:23
regular basis man I just sort of said
04:25
okay look I was never great at the stock
04:28
market I was kind of a mutual fund you
04:31
know you know IRA kind of guy and then
04:33
most of my energy has gone into the
04:36
private markets right you know either
04:37
through ventures I've started myself or
04:39
through the venture fund that I thought
04:42
I co-own... I don't have a ton of expertise
04:46
of background in the market so you and I
04:48
were talking a lot when when things were
04:51
really really popping off and I was try
04:53
give you my perspective on the
04:54
healthcare side of things you know what
04:55
I mean trying to try to say hey look
04:57
this is this is what I'm seeing in terms
04:58
of the way that the the pandemic is
05:02
impacting healthcare and what I think
05:04
that means for the markets, and you were
05:06
giving me what you were seeing from from
05:09
the investment side you know from the
05:10
investment professional side of things...
05:11
we look now I'm starting to get messages
05:14
in my private you know group chats and
05:15
stuff like that about American Airlines
05:17
is back up and this is back up and to be
05:20
fair like I also can say I am seeing you
05:24
know I am seeing real things rebound
05:29
right yeah I'm seeing it in the in in in
05:32
our community but I'm also seeing
05:33
hearing it from the healthcare industry
05:35
I'm seeing you know okay I turn to
05:37
procedures is happening faster than
05:38
people thought and we're just kind of
05:41
you know reopening now there there is
05:42
still you know danger out there no
05:45
question you know we're over 110,000
05:47
deaths from from covert 19 at this point
05:50
but what's what are you seeing right now
05:53
what what's what's what's your
05:55
perspective on on what's going on now?

CW
05:57
out there right now well so I thought
06:00
about you let me tell you what happened...
06:02
so last week I had to take my daughter
06:03
to therapy, and so we were there my
06:07
wife's been going, but she had a conflict
06:10
so I stepped in Marcus the office was
06:14
full … and I thought about you because
06:17
when we think about selective type of
06:20
procedures and how those have been on
06:22
hold right it's almost like the moment
06:26
the offices were open everyone
06:28
rescheduled or they booked and so this
06:31
was my first time being at a hospital
06:34
post the the entrance of colvett yeah so
06:38
that was a new experience for me... yep but
06:41
even as we were traveling there I saw
06:45
more traffic on the roads, and so you're
06:48
right there's opening back up we see
06:50
that yeah how is that correlating to the
06:52
markets? I think it's right in line I
06:54
think now that we are starting to see
06:56
employers who are in a position where
06:59
they can they have received PPP funding...
07:03
many of them have said okay we
07:07
no we won't be back in a hundred percent
07:08
capacity but maybe we could go ahead and
07:10
bring some of our workforce back... many of
07:12
my clients many who may have been
07:15
furloughed many who were said who were
07:19
told hmm probably July right they come
07:22
back some of them already received those
07:24
calls... Wow and so you know you and I are
07:28
both scratching our heads okay so we're
07:31
not gonna sit up here okay like act like
07:33
we knew this was going to happen

MW
07:35
definitely not

CW
07:36
you were gleaning for me I was grading
07:38
from you yeah I will say this those of
07:44
us who have any understanding of the
07:46
markets those of us who understand what
07:50
has been going on behind the scenes, I'm
07:52
reminded of a quote that I read last
07:54
week from one author who said if I
07:58
pumped 2.5 trillion dollars into the
08:02
economy just like that I could have a V
08:05
shape to recovery instantly right and I
08:08
think that's what we are seeing we are
08:10
seeing the effect of the 2.5 trillion so
08:15
far but also the expectation of more
08:19
coming yeah and so you and I have had
08:22
lengthy conversations many are on one
08:26
side of the v-shaped work on a conic
08:28
recovery yeah I'm still on the side of W
08:30
we cannot ignore how many people are
08:34
still unemployed we cannot ignore how
08:36
many industries will not be the same...
08:38
yeah and so you know we understand the
08:42
ebbs and flows of the market yep and and
08:45
I just believe that we are still in
08:47
uncertain times... and so again you're
08:50
right airlines hospitality we're
08:53
starting to see those and prove as well
08:55
many of my personal stocks that I owned
08:58
that were all in the red two or three
09:01
weeks ago they're all in degree... yep but
09:04
again there's a difference between
09:06
investing in trading I'm an investor I'm
09:09
not a traitor,
09:10
so I'm looking long-term yes yes my
09:12
clients we do they're investing their
09:15
long-term retired
09:16
planet and so we're looking at it and
09:19
saying okay yes we understand but we're
09:23
not being deceived... you you and I have a
09:26
just common sense but we also just have
09:29
that intuition that says no I know
09:33
things that have been closed or glad
09:37
they're reopening, yeah right but we know
09:40
for a fact that they're not where
09:41
they're supposed to be and it will be
09:43
awhile... you know you hear many who are
09:44
saying it'll be 21 it may be 22 yes so
09:48
we all have to still have that long-term
09:49
perspective in mindset so that's where
09:52
we are in the market…

MW
well that actually
09:54
makes me feel better
09:55
you know okay it's like it's it's one
09:59
thing when you're in a particular place
10:01
and you know you know we talked about
10:03
the V versus W right and in order to
10:06
have a W you know that there has to be
10:08
you know I said come back up and then
10:10
before it goes back down right and
10:12
another VIP but but for some reason when
10:14
you are in that phase where it's coming
10:17
up you start wondering is it gonna go
10:19
back down? you know to me like you've
10:21
already told yourself this is gonna be a
10:23
W but still when you're in that moment
10:26
even though you may be a long-term
10:28
investor not a traitor you're still like
10:31
am i you know am I am I missing
10:34
something I miss knowing about those
10:36
rights oh

CW
no no what we're not what
10:38
we're not missing is that the markets
10:41
are still manipulated by two emotions
10:44
the emotion of greed and the emotion of
10:47
fear
10:47
yeah and so when we think about how the
10:51
mental effect that the circuit breakers
10:55
had yeah the the mental effects that
10:57
February 12th had the mental effects
11:00
that March the 9th had when you start to
11:02
see the market drop we Marcus we had the
11:05
fastest bear market that we've ever had
11:08
okay the fastest yep from February 11th
11:11
to March the 10th we had the fastest
11:13
bear market so our emotion of fear
11:16
kicked in yeah it's like the circuit
11:19
breaker kicked in yep our emotion of
11:20
fear kicked in yeah
11:21
but the moment we saw any hope that it
11:25
looked like it was turning around right
11:26
that greekride
11:28
and that's what we vacillate
11:30
in between yeah and we know the media
11:32
doesn't help because on one end we need
11:35
to balance so much the negative that we
11:37
hear right now with some positive okay
11:39
it Nasdaq has hit new levels SP has hit
11:43
new levels so that's what we also have
11:45
to remember what plays into that okay

MW
11:48
you just you just brought up something I
11:50
want to I want to hang on for a second
11:53
right okay which is the media okay okay
11:56
and the role that the media is playing...
11:58
what I have been really wrestling with
12:04
personally is the complexity of this
12:09
moment in time that we find ourselves in
12:11
okay obviously the world is going
12:16
through a tremendous moment as it
12:21
pertains to a locked in
12:26
laser focus like solidarity around the
12:28
need for reform in policing and the need
12:36
to acknowledge the the systemic racism
12:43
that has plagued our global society... I
12:47
mean you know we've been talking a lot
12:49
about America but we're now seeing Paris
12:50
and we're seeing London and we're seeing
12:52
Rome right mark right yes and and and
12:55
people are starting to realize you know
12:56
really hasn't been great for black
12:57
people anywhere in the world okay right...
13:01
but I want to talk about the media and
13:04
the fact that it's what what how how do
13:12
you as a financial professional... how do
13:16
you look at the media in a moment like
13:19
this right where yes COVID 19 stats have
13:24
been going down, but our activity has
13:27
been going up and we know the math and
13:29
we know sort of 12-day incubation
13:31
periods and we also know that the you
13:34
know it's getting warmer so that could
13:36
have an impact on on you know lowering
13:38
that the transmission and basically
13:40
we're in this phase where we have so
13:42
much uncertainty
13:43
yes I wouldn't want to take one bit of
13:45
energy away from what's happening with
13:48
the black lives matter movement you know
13:50
what I mean I wouldn't I wouldn't want
13:52
to do that at all... it does feel like
13:54
there's this other storyline that's like
13:56
bubbling under the surface that is full
14:00
of uncertainty that we don't know much
14:02
about and and it feels like the hope
14:04
that's manifesting in the stock market
14:07
is pushing that that narrative even
14:10
further down and it all it makes me feel
14:12
is more uncertain... I don't you know I
14:14
don't I don't think more certain that
14:15
that I know it's gonna be wrong I just
14:17
feel more uncertain about things I just
14:19
feel more like I said to wait and see I
14:23
you know I can't I can't get into a
14:25
prediction game at this moment but no no
14:27
no Larry thoughtful and very careful
14:29
that's that's that's kind of how I feel
14:30
right now

CW
well one of the things you and
14:32
I as students of media you know this is
14:35
another form of media that we're doing
14:37
right that's right … for me I have been
14:40
and I've been advertising our business
14:44
for 15 plus years... what I understand
14:48
about advertising great inks what the
14:53
companies can charge me is based on them
14:56
telling me how many eyes or ears they
15:00
have the attention of… for this
15:02
period of time yep and so based upon
15:04
that rate and that formula this is what
15:07
I should pay in order to reach this many
15:09
people as we talk about how the media
15:12
plays on both sides whether it's the
15:15
systemic racism that we are dealing with
15:18
that we've always dealt with versus the
15:21
economic side of a capitalistic society
15:25
being the free markets specifically the
15:27
stock market you know where I'm between
15:32
CNN and CNBC yeah and MSNBC and
15:38
Bloomberg business yeah that's where I
15:42
reside … okay the blessing in it is that
15:46
many of our clients don't deal with too
15:49
much of it they're still watching prices
15:51
right, well they're still watching Judge
15:53
Judy…

MW
15:54
right okay so what I want are you yeah
15:57
You

CW
15:57
and so so what I did try to do is pull
15:59
back to say well you know I'm immersed
16:01
in this many of them are not because
16:04
they're just continuing to go on with
16:06
their business and you're right that's
16:07
what we're here for
16:08
yep to get their mind off of that... yeah
16:10
what I wrestle with with the media
16:12
though is and you can help me with this,
16:16
everything was about coal it until
16:19
George Florida and then right and it
16:23
just went just go it just went black
16:25
that's right lights it's um it wasn't
16:28
even on the bottom as a ticker, it wasn't
16:31
even in the corner, it went black... okay
16:34
now the reason why I say you can help me
16:37
with this is because as I was trying to
16:39
glean from you what I did not feel I was
16:42
getting from the media … you helped me see
16:45
the seriousness of this -not just what it
16:49
was doing to the healthcare system yeah
16:52
what it would do to the market- you were
16:54
just telling me the seriousness of COVID...
16:58
and so now I'm struggling
17:01
is it not serious anymore? right is it
17:03
not important anymore what happened you
17:06
know because as death toll rises in
17:08
cases continue to rise yeah how do we
17:11
justify now everything else is priority
17:16
and it's secondary? yeah that's where I'm
17:19
struggling yeah

MW
yeah I'm so I'm so glad
17:22
you said that man I mean I just from my
17:24
own personal experience
17:28
it feels harder to be careful from a
17:34
social norm perspective when the media
17:37
is not amplifying that message right you
17:40
know what I mean so so I almost feel
17:42
like I'm sort of being like a scaredy
17:45
you know what I mean but by continuing
17:47
listen listen I'm gonna turn you into
17:49
kind of like shelter at home and where
17:50
mass and not like just sort of be be out
17:53
there you know because I'm I'm not
17:55
getting anything I'm not getting the
17:57
validation I was getting months ago you
18:00
know let me tell you it's a time I don't
18:02
see the data telling us that's where
18:06
that's where it's weird I don't see any
18:07
data that's telling us we're some like
18:10
we're supposed
18:11
to be cool … you know like like I think
18:13
mayor Cooper just put the brakes on
18:14
phase three because we had an uptick and
18:16
the rap you don't I mean it was like hey
18:17
we need to like figure out what this
18:19
data is and I'm like okay that means
18:21
like we're not clear to move to the next
18:23
thing but that's not the social norm and
18:25
that's not the energy … again I'm not I
18:27
don't want to do anything to promote
18:29
fear I'm just talking about what I'm
18:32
personally trying to navigate just for
18:35
me what

CW
what I what I would say though
18:37
is what I'd know about people who follow
18:40
you because as I've been watching the
18:42
podcast and I'm looking at the comments
18:45
this to me were REM ffice eise's the
18:49
importance of self education... yeah
18:51
because if we're looking for the media
18:54
to be the only source we are we have we
18:57
have been reminded it's just what's the
18:59
hot topic that's what they're going to
19:02
focus on... that's right and so we we are I
19:06
think about what you said you know
19:08
Saturday the family and I went out we
19:11
were at a restaurant and we were the
19:12
only ones with masks on except those
19:14
they worked … and I'm like yeah are we
19:17
missing something?
19:22
sanitized I've gotten the mass and like
19:25
you said you don't want it you know you
19:26
don't want it to seem like you just full
19:28
of this fear yeah, but I'm like what has
19:31
changed from March? what has changed from
19:33
April dude I haven't seen anything that
19:35
has changed I know and it has improved
19:38
that I don't need to take this type of
19:41
protection for myself for my family and
19:43
for other people that I'll get in
19:44
contact with and so you know you not
19:46
only want I just want you know you're
19:48
not don't know okay I'm just you're
19:49
doing it and I'm gonna continue look

MW
19:51
that's that's helpful man and I and I do
19:53
want to say one thing I got really clear
19:56
on with myself probably two or three
19:58
weeks back right was I came to terms
20:03
with the privilege I have as a you know
20:05
at the core I know I'm an entrepreneur
20:07
blah blah blah but I'm a technologist
20:09
right and that means I have the the
20:11
privilege to work from home okay... I have
20:14
the privilege to not have to go out in
20:16
the world in order to take care of my
20:17
family all right and that is a privilege
20:20
and I do not want to interfere with
20:22
another person's a bill
20:24
to take care of themselves and their
20:26
family especially when you know the
20:28
response that we've had from the
20:30
government it was what it was right you
20:32
know I mean like like... I just I don't I
20:34
don't have it I don't have a I don't
20:36
skin in the game you know what I mean
20:37
I so I'm not gonna make it I'm not gonna
20:40
make any statements about it because I
20:44
always get in the game but but... it
20:49
because I do want us to eventually
20:52
return to a very strong economy, I am
20:56
were I get concerned about the second
20:58
wave thing... that that that you know that
21:02
part worries me... especially a second wave
21:05
that we could have prevented and I'm not
21:07
saying like shut things down but just
21:09
like we're you know just like even wear
21:10
a mask right as opposed to not wearing
21:11
masks like it like if that actually if
21:13
just that behavior would drop the
21:16
transmission rate significantly but
21:18
allow us to to continue to open and do
21:20
things you know I just am like man I
21:22
just wish we would do that so so so

CW
21:25
Marcus that's where we are here at our
21:27
firm is the when you speak about the
21:30
uncertainty that's the uncertainty that
21:31
we have as well that I remember when we
21:34
were doing quarterly calls so in April
21:37
we were touching base with everyone well
21:41
really beginning of March okay no April
21:43
in April and so I told everyone then I
21:46
said we got through the first quarter,
21:48
but second quarter we're gonna exhale a
21:51
little bit but we're back to work we're
21:53
back to being focused as we sit here in
21:57
June we did not see this type of
22:00
recovery so far in the market right
22:03
right right and so that is where as I'm
22:06
approaching our next quarterly reviews
22:09
in July, it's gonna be interesting to see
22:12
what the conversations are going to be
22:14
Yeah… because I am anticipating that some
22:17
clients are going to say hey we're back
22:19
so can we go back to the way we were?
22:21
yeah beginning of the year end of the
22:24
year last year? and so that's where I'm
22:27
gonna have to continue to provide their
22:29
guidance to say well let's remember you
22:31
know we still have a long term outlook
22:34
and prospective... malicious look around us
22:38
it doesn't feel like it's back to normal
22:40
let's let's not try to make this so deep
22:42
we don't have to go through a lot of
22:44
formulas and statistics yeah let's just
22:46
deal with just basic common sense and
22:48
the senses that we have been given.. does
22:50
this feel right to you? you know it
22:52
doesn't feel right because you're not
22:53
back to the level that you were okay
22:55
yeah you're still going out with masks
22:56
you're still being mindful of where you
22:58
go in and how long you're out in in
23:01
taking extra precautions yeah now that
23:03
will probably be our way of living from
23:05
now until but it's still so early
23:08
yeah and for us to have that feeling and
23:10
I think what you said about the media
23:12
does play a part in that because that's
23:14
where we initially got the information
23:15
yes but now we're starting to say well
23:18
they seem to be okay so I guess
23:21
everything is okay right no we cannot
23:23
take that risk it
23:24
we cannot

MW
man all right that was that
23:27
was heavy um before we get into you into
23:30
talking about your book which I want to
23:33
and we you know I told you this hat
23:35
these half hours go quick man we're no
23:37
bus ever does so minutes left is there
23:40
anything you want to touch on just in
23:41
terms of the events of the last two
23:44
weeks largely catalyzed by the murder of
23:49
George Floyd... and now you know just
23:52
peaceful protests happening all around
23:53
the world and actually resulting in
23:56
change right resulting in greater
23:58
awareness resulting in greater
23:59
solidarity resulting in real change
24:01
that's happening in a way that I've
24:03
never felt it in my entire life is there
24:06
anything you just want to say about
24:08
about that about about how about how
24:10
that is a you know impacting you and
24:12
your family and your work in this moment
24:13

CW
yeah I posted this morning on my social
24:17
media outlets that nothing should go
24:20
back to normal that normal wasn't
24:25
working and if we go back to the thing
24:28
the way things were we will miss the
24:30
lesson I've had probably the hardest
24:34
conversation that I've had to have with
24:37
my children a week ago where I had to
24:41
give them a peek into an early reality
24:46
that I thought maybe I could shelter
24:50
them from
24:50
for a little while longer... yeah yeah and I
24:54
and I thought long and hard about how to
24:56
do it what was gonna be the best way so
24:58
really every Sunday we've kind of been
25:00
having our own church our own lessons so
25:04
we normally do that Sunday morning we
25:06
didn't have this discussion into Sunday
25:07
night that's how hard it was for me to
25:09
be able to get to this point … but it was
25:11
necessary and so you know without
25:14
getting into the particulars, I will say
25:17
this is our civil rights moment okay
25:21
here we are in our 40s right...
25:23
we are 70s babies yep but our parents
25:27
and grandparents were part of that Jim
25:30
Crow part of that civil rights movement
25:32
yep so we were birthed out of that but
25:35
now what's gonna be birthed out of this
25:37
man I know me I mean just to to to think
25:42
about the the mindset of God that who
25:48
would have thought in 2020 Kobe Bryant
25:54
tornadoes in Nashville
25:56
Kobe 19 and AM on our brief Brianna
26:02
Taylor George Floyd and the list
26:05
continues to grow yeah but yet on the
26:07
other side of that Marcus we now have
26:09
the Democratic representatives no Senate
26:13
in the house that come on as morning and
26:15
say we want police reform you know so
26:18
you never can really understand why you
26:22
can't yeah, but I am grateful for the
26:25
small changes... to have three teenage
26:29
young ladies be able to call a rally in
26:34
a day's time speaks about the power of
26:38
not just social media but it speaks
26:41
about the consciousness of a generation
26:43
that you know you know I guess I was
26:47
kind of militant right but I wasn't
26:50
doing anything like what these young
26:51
girls did here in Nashville that made
26:54
national news right it's amazing and so
26:58
it just speaks to the power of how when
27:01
a change is going to come there's really
27:04
nothing you
27:04
new to stop it now and that's what I'm
27:06
sensing right now a change is coming we
27:10
have a long way to go but I am grateful
27:12
for in just a few days know of what
27:15
we've been able to see that's a good
27:17
sign

MW
27:18
absolutely alright with that man let's
27:20
let's let's move into your book so I
27:22
okay I'm except well first of all I just
27:26
love the name of your company and I
27:28
think it's a brilliant because rollovers
27:31
are so damn complicated yeah yeah and I
27:34
I mean they're so
27:36
complicated it's just like why right so
27:41
so so you you is now is this your first
27:44
of your second book rollovers this is
27:46
the second book so the first book was
27:47
seven secrets to financial success okay
27:50
but but the idea for the second book
27:53
really was birthed out of so many people
27:55
who were coming to us after they had
27:57
made mistakes yeah because like you say
27:59
it it can be a very difficult and
28:01
challenging process but I kept looking
28:03
at and I said it doesn't have to be
28:05
right like if it's done properly it can
28:09
really be a 15-minute transaction

MW
okay
28:11
so so so give the grift give the quick
28:14
plug then roll over mistakes retirees
28:16
make you can almost read right now
28:19
yeah

CW
rollover mistakes retirees make was
28:21
just a book that I put together of the
28:23
eight common mistakes over the last 20
28:26
plus years and I've seen pre-retirees
28:27
and retirees make when they retire and I
28:31
was just trying to give them kind of
28:34
really a roadmap to say hey before you
28:38
cash in your retirement account, before
28:40
you incur all these penalties, before you
28:42
make the mistake just read this book... and
28:45
hopefully this will give you everything
28:48
that you need to say you know what
28:49
didn't even think about that was gear to
28:51
do this so don't have to do that... now the
28:53
blessing about a market is is not one
28:55
person has done all eight but
28:58
consistently I do see about two or three
29:00
things that people continue to do over
29:02
and over, so it's been a lifesaver I got
29:05
an email this morning right before we
29:06
got on someone who watched a webinar
29:09
last week read the book they want to
29:12
talk and so what we wanted to accomplish
29:14
it has done that and so we're grateful
29:16
that's amazing

MW
29:17
and where can people get the book

CW
they
29:19
could get it on Amazon they can go to
29:21
our website rollover company.com
29:24
they can get it for free we'll send it
29:26
out to them a very good read it's not
29:29
long only about 50 pages you can read it
29:32
in probably an hour but it's packed with
29:35
so much information I didn't want it to
29:37
be one where you were like oh it's so
29:39
overwhelming no really simple easy to
29:41
read not high-level just basic
29:44
understanding but it's very applicable
29:47
if you are about to retire you're
29:49
thinking about retirement maybe you've
29:51
gotten laid off downsize this is a book
29:55
you would definitely need to have your
29:56
library

MW
amazing amazing well man look we
29:59
we we pulled it off we got the chef sir
30:01
you know I was uh I was I was telling my
30:05
man Luke Stokes who's who's kind of my
30:07
blockchain guy last week that I need to
30:09
have him on regularly I think the same
30:10
is true for you man you know this this
30:12
this stock market rollercoaster is not
30:15
going away anytime soon so you know I
30:18
think you and I just need to make it a
30:20
practice to kind of check in on a
30:21
regular basis I mean we're friends we
30:23
talk anyway but I just feel like we need
30:25
to you know make sure at least every
30:28
other month we bring you back on and
30:30
just kind of touch base again see where
30:32
things are

CW
I would love to do it it's
30:34
necessary right now people need just
30:36
some comfort in some direction of where
30:38
to go from here anything that we could
30:40
do to help we would appreciate it

MW
30:41
amazing
30:42
everybody follow Charles out there at
30:44
Charles went free the dude drops you
30:48
know he his business is financed but
30:51
this man speaks the word okay so you
30:55
know to me if you follow him you're
30:56
gonna feel good because he is just
30:58
pumping some inspiration in God's world
31:01
out onto these channels he's not even
31:03
promoting his company so you need to
31:05
follow Charles so you can feel better
31:07
about your day especially with
31:08
everything we're going through so follow
31:10
him online go to go to rollover company
31:12
comm go get the book and you know as for
31:16
me my book coming out June 30th create
31:19
and orchestrate please don't buy it
31:21
don't try like find it and buy it ahead
31:23
of time I'm trying to get a best-seller
31:25
and that means I need to sell the book
31:26
on the day so June 30th mark your
31:29
calendars I
31:30
we don't flood every time line yes sir
31:33
on June 30th so big reveal my podcast
31:37
marks Whitney's audio universe on Apple
31:39
Google Spotify I heart all that good
31:42
stuff and please follow me if you're not
31:44
already Marcus Whitney pretty much
31:46
everywhere you look Marcus we need
31:47
everyone go subscribe everywhere the
31:49
man's everywhere I just I'm just trying
31:52
to stay busy man I'm just I love it I
31:54
love it you motivated me man
31:56
Hey look man thank you so much for
31:57
coming to the show thank you so much for
31:59
checking it out and we will be back here
32:01
tomorrow with another episode of Marcus
32:03
20 live peace
32:05
[Music]

Leave a Comment